Columbia, Ellicott City, Silver Spring real estate and homes for sale in Maryland - The McGinn Real Estate Group, REALTORS® The McGinn Real Estate Group REALTORS(r) for Columbia, Ellicott City, Silver Spring, Maryland real estate - NUMBER1EXPERTS™ The McGinn Real Estate Group NUMBER1EXPERTS(tm) for Columbia, Ellicott City, Silver Spring, Maryland real estate
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The McGinn Real Estate Group, REALTOR®, real estate agents and broker for Columbia, Ellicott City, Silver Spring Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)


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Mortgage Prequalification: Columbia, Ellicott City, Silver Spring Maryland home buying, real estate listings, and homes for sale in Howard and Montgomery County, MD
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Maryland real estate agents to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
About Appraisals >The Language of Real Estate Agents

Technical terms can be confusing to people who do not work in a profession, and real estate agents use language that may be confusing to many home buyers and sellers.

If you find your eyes glazing over when your real estate agent starts talking about escrow, clear title, easements, encroachments, contingencies, financing, appraisals and the closing process, don't hesitate to ask for a translation. Buying or selling a home is a major step, and professional real estate agents are totally committed to helping you understand the process thoroughly so that you can make informed decisions.

The simple transaction of trading the sellers' house for the buyers' money has become complicated by several hundred years of custom, common law, and state and local government requirements. Consumer demands have resulted in up-to-date rules that communication be as clear and understandable as possible. Real estate agents work to create an atmosphere in which you feel comfortable to ask questions.

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Real Estate Trivia
Q 
What Newport, Rhode Island mansion was built as a birthday present and incorporates 500,000 cubic feet of white marble?

A 
The Vanderbilt Marble House was constructed by railroad baron William K. Vanderbilt for his wife Alva, who later divorced him, remarried and moved into a mansion down the street.
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The McGinn Real Estate Group, REALTOR®, real estate agents and broker for Columbia, Ellicott City, Silver Spring Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)

The McGinn Real Estate Group
RE/MAX 100

11000 Broken Land Pkwy, Ste 200
Columbia, MD. 21044
Phone: 410-715-3219
Toll Free: 800-899-7629
Fax: 410-740-8258
Email: boydmcginn@NUMBER1EXPERT.com

Welcome to the McGinn Real Estate Group! We have been serving home- buyers and sellers for over 30 years. Whether you are interested in selling your home, are a first time buyer, or an experienced investor, we have all the information you need for everything involved in making an informed real estate decision in today's market.

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RE/MAX 100 real estate and homes for sale in Columbia, Ellicott City, Silver Spring Maryland

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